RESULTS-BASED LEGAL COUNSEL

Is a Short Sale Right for You?

Consult with a Daytona Beach Foreclosure Defense Attorney

Short sale is selling a home for less than the amount owed on it with the result that the loan is paid off and you can avoid a foreclosure. Short sales can be a positive means of walking away from a poor financial situation regarding your home without doing serious harm to your credit. If you are behind in your mortgage payments and in danger of foreclosure, consult immediately with a Daytona Beach foreclosure defense attorney to learn if a short sale is right for you.

At The Law Office of Jeffrey A. Klein, we take a hands-on approach to whatever foreclosure problems our clients are facing. We have a proven track-record of offering our clients needed legal advice and representation when it comes to handling their mortgage and fighting foreclosure. Since the foreclosure crisis hit in 2009 we have helped hundreds of our clients achieve the best outcomes for their financial futures under difficult circumstances - we can bring the same hope to your situation.

What qualifies as financial hardship?

Banks are more and more willing to work with borrowers that are experiencing financial hardships who are likely to default on their mortgages. What constitutes as a hardship varies from bank to bank.

Commonly accepted hardships can include:

  • Family illness or injury
  • Small business downturn
  • Divorce or separation of domestic partners
  • Illness or injury to extended family, especially if it forces a relocation
  • Adjustment in mortgage payment or unforeseen increase in living expenses
  • Job loss or significant loss of income
  • Job relocation when the property is equity deficient

Banks usually will not consider a short sale unless you are in default of your loan. If you are afraid you will soon be in default, some banks can accept the paperwork to begin your file. Consult with our Daytona Beach short sales attorneys before you make any definitive decisions.

A Short Sale could be the Answer

Banks would prefer to settle your matter with you rather than taking the property via foreclosure. Lenders win out too by accepting a short sale as opposed to taking the title to a foreclosed property.

Complete foreclosure is severely damaging to your credit, even more so than bankruptcy in some cases. By avoiding a foreclosure and retiring the debt through a short sale, you can usually return to normal borrowing money for loans quickly.

To see if a short sale is the right move for you, call our office today and speak with an attorney!

TESTIMONIALS

Former clients share their experience
  • “Mr. Klein and staff were so friendly and helpful, I would recommend them to anyone in need of compassionate legal representation.”

    - Elijah D.
  • “The Law Office of Jeffery A. Klein. To say we are grateful is an understatement, to say that we now breathe easier, says it's all thanks to Mr. Klein and staff.”

    - Elaine C.
  • “Everyone treated us like they had known us for years. Anytime we called the staff was always on top of our case.”

    - Janelle C.
  • “My ex-wife was coming with all the wrong Energy about the whole process. Jeff shut it down in mediation! YOU'RE IN GOOD HANDS.”

    - Semper G.
  • “Took time out of his day to help us and give us guidance to our next steps with our child.”

    - Kristen M.
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What Sets Us Apart?

  • Accessible

    We are always readily available to answer your questions.

  • Communication

    We communicate directly with our clients, always promptly returning calls.

  • Personalized Service

    We are a husband and wife team that genuinely cares about our clients.